As jack-o'-lanterns glow and trick-or-treaters fill the streets, we're reminded that the greatest joy in our work is serving wonderful clients like you and your family. From all of us at Rate One Financial Inc., we hope your Halloween is filled with fun,
Oct 28, 2025 | Purchasing a Home
A Home Equity Line of Credit (HELOC) allows you to borrow against the equity you've built in your home. As property values and interest rates fluctuate, many homeowners wonder whether this financing option makes sense for their situation. Understanding ho
Oct 21, 2025 | Refinancing a Home
A piggyback mortgage offers homebuyers a way to avoid private mortgage insurance (PMI) while making a smaller down payment. This financing strategy uses two simultaneous loans to purchase a home, but it's not the right choice for every buyer. Here's what
Oct 16, 2025 | Purchasing a Home
Buying your first home represents one of the most significant financial decisions you'll make. This guide walks you through the essential steps to prepare for homeownership, from evaluating your finances to closing on your property. Assess Your Financial
Oct 14, 2025 | Purchasing a Home
Closing costs are the fees and expenses you pay when finalizing your home purchase. These costs cover services provided by your lender, third-party professionals, and prepaid items that protect your investment. Understanding what you'll pay helps you budg
Oct 07, 2025 | Purchasing a Home